Skip links

Fixed-Income Plus and Balanced Portfolio

A Closer Look at Our Investment Strategies II and III

The right balance between stocks and bonds.

The Genève-Invest strategy, based on value investing, focuses on promising, high-quality stocks and corporate bonds with the best risk-return ratio.

Strategy II: Fixed-Income Plus

Value Investing Approach (according to Munger) + Megatrends: Companies undergoing long-term, overlapping processes of change related to societal and technological transformation

A systematic focus on niche topics and special factors

A steady and predictable stream of income

LegalProtectionfor Bondholders: Focus on Secured, Senior Bonds

Proven (audited) strong financial results

The Search for Sustainable Competitive Advantages and a Moat

Focus on companies that generate high margins and a high return on total capital

Countercyclical Action

Strategy III: Balanced Portfolio

High-yield corporate bonds with the best risk-return ratio

A systematic focus on niche topics and special factors

A steady and predictable stream of income

Legal Protection for Bondholders: Focus on Secured and Senior Bonds

Proactive and Transparent Communication with Company Management

Less volatility than stocks and the benefits of effective diversification

Fixed, high bond yields & reduction in yield curve risk

Additional Returns by Taking Advantage of the Yield Curve Effect

The goal of our balanced strategy is to achieve higher returns over the medium to long term compared to a portfolio consisting solely of fixed-income securities. The equity component offers exposure to stock market trends and is therefore the main driver of the strategy’s performance. The focus is on high-quality global companies whose industries benefit from key growth drivers. The bond component serves to diversify the portfolio, providing greater stability compared to an investment consisting solely of stocks. In addition, the steady interest payments from the bonds generate a recurring cash flow within the portfolio. This cash flow can be used for reinvestment to benefit from the compounding effect over the long term or can be withdrawn to meet liquidity needs. The diversification benefit of the mixed strategy is significant because, although bonds and stocks do correlate, one asset class often recovers sooner than the other.

Investment Strategy: Corporate Bonds

In the fixed-income sector, we focus on niche themes and special factors that lead to higher interest rates or bond yields. These include, for example, initial public offerings, bonds with an issuance volume of less than 100 million euros, or bonds not rated by the three major rating agencies. Special factors include crises that offer increased investment potential, such as the EU sovereign debt crisis, the current severe recession caused by the coronavirus pandemic, and so-called “fallen angels.”

Security Measures for Risk Management:

Reduction of yield curve risk: The average maturity is less than four years.

Schedule an appointment

Mitigation of currency risk: The focus is on euro-denominated securities; foreign currencies are included only if they are hard currencies from AAA-rated countries.

Schedule an appointment

Reducing default risk: In-house analyses, regular meetings with company management, and a focus on secured senior bonds.

Schedule an appointment

Investment Strategy: Equities

The equity investment strategy is based on Munger’s value investing approach. The focus is on high-quality global companies that have competitive advantages over their rivals. This “moat” enables companies to achieve high margins and, consequently, a high return on total capital. These competitive advantages may include long-term patents or licenses, high stock exchange fees, or a strong brand. Companies that operate in growing markets and have a technological edge over their competitors are of particular interest. We find these companies primarily in the technology, healthcare, digitalization, and online consumer sectors.

Based on your profile, we develop an investment strategy and select corporate bonds and stocks that align with your goals.

Schedule a callback from one of our experts now. Together, we’ll align your investment goals with your profile and use that information to build a portfolio of suitable corporate bonds and, if needed, stocks.

Free Callback Service

    By submitting this form, you agree to be contacted by Genève Invest via telephone or email. We will use your information solely to provide you with a better service.