On May 25, 2018, the new General Data Protection Regulation (GDPR) will take effect. Genève Invest is updating its Privacy Policy to inform you about what personal data is collected, how it is used, and what control mechanisms you have regarding your personal data. By using the Genève Invest website and its associated web pages, you accept the practices described in this Privacy Policy. At Genève Invest, we understand that you want to be informed about how information about you is used and shared, and we value the trust you place in us regarding the protection of your personal data. The protection of your personal data and compliance with the GDPR are of utmost importance to us. For this reason, we process your personal data in accordance with current data protection laws. For information on specific aspects of our compliance with the GDPR, please click on the corresponding link below.
- Privacy Policy and Website Use
- Terms And Conditions
- Terms of use in relation to financial information
- Privacy
- Data Processing and Automatic Login
- Request a report on your data
If you have any questions or concerns, please contact your personal financial advisor or the Data Protection Officer at Genève Invest. This Privacy Policy sets forth the rules and procedures regarding information or data received or collected about members, visitors, and users (collectively, “you” and “your”). www.Genèveinvest.com and all associated Genève Invest websites may collectively be referred to as “www.geneveinvest.com,” “Genève Invest,” “us,” “we,” “site,” “website,” or “the Company.” PLEASE READ THIS PRIVACY POLICY CAREFULLY, BECAUSE BY USING THIS WEBSITE AND ITS SERVICES, YOU EXPRESSLY AGREE TO BE BOUND BY THIS POLICY AND THE TERMS OF THIS AGREEMENT, INCLUDING THE USE OF ANY PERSONAL INFORMATION YOU PROVIDE OR THAT IS COLLECTED ABOUT YOU, AS DESCRIBED IN THIS PRIVACY POLICY. IF YOU DO NOT EXPRESSLY AGREE TO ALL THE TERMS OF THIS PRIVACY POLICY, YOU SHOULD NOT USE THIS WEBSITE OR ITS SERVICES.
Terms And Conditions
Copyright and trademark rights
The text, images, graphics, and layout of this website are protected by copyright. Violations will be prosecuted under both civil and criminal law. Reproduction of the entire website or any part thereof is permitted only with the prior written consent of Genève Invest. Personal use does not authorize the distribution of content to third parties. The trademarks used on this website are protected, and all rights belong to their respective owners.
Disclaimer
Genève Invest is not liable for any losses or damages of any kind resulting from the use of this website or from the inability to access it, whether due to system maintenance or any technical malfunction. During business hours, clients may contact Genève Invest staff by phone. Genève Invest makes no warranty and assumes no liability for the completeness, accuracy, or timeliness of the information provided on its website. It is your responsibility to independently verify the content provided through this website and our services. Genève Invest is not responsible for and assumes no liability for websites linked to via hyperlinks and does not endorse their content.
Communication
Sending and receiving emails serves to expedite communication, prepare business transactions, or support customer service. While in transit from the sender to the recipient, emails may be read, tampered with, or delivered late. For these reasons, contracts and declarations of intent cannot be validly concluded or submitted to our company via email. These declarations become effective only after you have provided written confirmation. Our company assumes no liability whatsoever for any claims that may arise from communication via email. By initiating email communication with our company, you accept these terms. It is your responsibility to ensure that any information and content downloaded to your system or otherwise selected is checked for viruses or other destructive functions.
Terms of use in relation to financial information
General information
The information on the Genève Invest websites and in publications issued on our behalf is intended solely for personal use. Genève Invest makes no guarantee that the information on these websites or in our publications is suitable or usable for other services or ancillary services. The prices of products (stocks, securities, derivatives, or other financial instruments) may rise or fall. Furthermore, returns (dividends, interest, etc.) cannot be guaranteed. You may not recover the full amount of your investment. Exchange rate fluctuations may also affect the value of foreign investments. Particularly with stock market investments, there is a risk of loss, including total loss. The prices of products (stocks, securities, derivatives, or other financial instruments) can go up or down. Furthermore, returns (dividends, interest, etc.) cannot be guaranteed. You may not recover the full amount of your investment. Exchange rate fluctuations may further affect the value of foreign investments. There is a risk of loss, including total loss, particularly with stock market investments. Derivative transactions (warrants and leveraged certificates) are forward transactions. The above-average opportunities are offset by significant risks, including the risk of total loss. It is strongly recommended that you familiarize yourself in detail with the mechanisms, opportunities, and risks of such products. Only those who have understood the mechanisms, opportunities, and risks of the products described there—in particular warrants and leveraged certificates—should engage in speculation with warrants.
Privacy
At Genève Invest, the protection of your personal data is a top priority for us. Therefore, we take it for granted that we will handle your personal data in accordance with applicable data protection regulations. In this Privacy Policy, we explain what data is collected and processed when you use this website, for what purposes it is used, and what rights you have.
Collection and Processing of Data When You Visit Our Website
As is common practice on many other websites, when you access individual web pages, our web servers and the Google Analytics web analytics software we use collect and process the following non-personal data:
Collection and Processing of Personal Data and Consent
We collect, process, and use personal data—such as your name, mailing address, email address, or other contact information—only if you have entered it on the website and submitted it to us, and only to the extent that such collection, processing, and use are permitted by law or authorized by your consent. The use of certain services on our website—such as forecasts, requests for information and studies, the contact form, the callback service, and subscription to our newsletter—requires the collection, processing, and use of personal data. In this case, we take the principle of data minimization seriously and collect only those pieces of personal data marked as required fields in the respective online forms that are necessary for the purpose of using and processing the respective service. The personal data provided in the other form fields is voluntary and is used by us for the purpose of addressing you in a more personalized and/or individualized manner or, for example, by allowing us to follow up with you, to improve the service for you. For each of these services, we inform you at the appropriate location on our website regarding the purposes for which we collect, process, and use the respective personal data. Any collection, processing, and use of your personal data takes place solely for the stated purposes and to the extent necessary to achieve those purposes. Should your consent be required for a specific collection, processing, or use of data—such as service calls and the use of our newsletter or informational emails—we will, of course, obtain your consent in advance in the relevant section of our website. We record these consent statements, and you can access them at any time in the relevant section of our website. We recommend that you print out the consent forms for your own records. You have the right to revoke any consent you have given, in whole or in part, at any time with future effect. We will also record such a revocation. If necessary, your data will be destroyed in accordance with all GDPR guidelines and requirements.
Data processing
Personal data processed during a financial transaction or in response to an inquiry may include the following information:
- Identifying information, such as names, addresses, phone numbers, email addresses, and business contact information;
- Personal characteristics, e.g., date of birth, country of birth;
- Employment-related information, e.g., employment and work history, titles, authorized representatives;
- Identification details from government agencies, e.g., passport, ID card, tax identification number, national insurance number, social security number;
- Financial information, such as information regarding financial and credit history, and bank account information;
- Transaction/investment information, e.g., current and past investments, investment profile, investment preferences, and amount invested; number and value of securities held; role in transactions (seller/buyer of securities); transaction details;
- Cookie information, such as cookies and similar technologies used on websites and in emails (please also see our Cookie Policy).
Automatic logging
Our web servers automatically store every access or retrieval of a web page or file belonging to our website temporarily in a log file. The following data is stored until it is automatically deleted after being analyzed by Google Analytics, the web analytics software we use:
- IP address of the requesting computer
- Name and URL of the accessed file
- Date and time of access
- Amount of data transferred
- Message whether the retrieval was successful
- Identification data for the browser used and the operating system of the requesting computer
- The URL of the referring website, if access occurred via a link, and the search term, if access occurred via a search engine
- Name of your Internet service provider
This data cannot be attributed to specific individuals and is therefore not personal data. This data is combined with other data or disclosed solely for the purpose of creating personal user profiles. The data is processed solely for the purpose of enabling the use of the website (establishing a connection), for internal system-related purposes such as technical administration and system security, and for the needs-based design and optimization of this website using our web analytics software, Google Analytics.
Cookies
Our web servers store so-called “cookies” in your browser’s memory—that is, small text files containing data used for technical session management, particularly to identify your browser, for the duration of your visit to the website. These cookies are automatically deleted 120 days after your visit to our website. They make it easier to navigate our website and allow us to conduct an anonymous analysis of general user behavior based on the number of visitors. Of course, you can also view our website without cookies. Most browsers automatically accept cookies. You can prevent cookies from being stored or have your browser warn you before a cookie is stored by adjusting your browser settings accordingly. You can find more information about these features in your browser’s Help menu. However, if you restrict the use of cookies, you may only be able to use some of our website features, web pages, or parts thereof to a limited extent—or not at all.
Clear GIFs (“Web Beacons”)
Clear GIFs, also known as “web beacons” or “single-pixel GIFs,” are very small images (typically 1 x 1 pixel) that help websites better understand their customers. Although any type of file can function as a web beacon, clear GIFs are the most popular because their very small file size means they do not interfere with the operation of websites. Clear GIFs work like cookies and are used to track and measure the online actions performed by website users. Unlike cookies, clear GIFs are not stored on the user’s hard drive but are embedded in the graphics, text, or other components of web pages. Websites and graphical emails use code that sends instructions to your computer when a page is opened. While these typically contain the text and graphics visible to you on the screen, websites often also include instructions or tags that prompt the website’s server to send you additional content (e.g., an image or a block of text that changes frequently). Web beacons are retrieved in the same way as the text and graphics visible to you on a webpage or in an email, and the act of retrieving the material from another server allows the event to be counted. When a user’s browser requests information from our website, we may use GIFs to collect “passive” information such as your computer’s IP address, the time the material was viewed, the type of browser that retrieved the image, and the prior existence of cookies from our site. This is information that can be collected through the use of cookies. Web beacons do not reveal any “additional” information. They help us conveniently collect basic statistics and manage cookies. Clear GIFs may be used by third parties to monitor activity on the website. Disabling browser cookies prevents web beacons from tracking your specific activities. However, web beacons may still record an anonymous visit from your IP address.
This website uses Facebook tools that may use cookies, web beacons, and other storage technologies to collect or receive information from your websites and other locations on the Internet, and then use this information to provide analytics and targeted advertising. You can opt out of data collection and find more information about your options here: http://www.aboutads.info/choices and http://www.youronlinechoices.eu.
Google Analytics
This website uses Google Analytics, a web analytics service provided by Google Inc. (“Google”). Google Analytics uses so-called “cookies,” which are text files stored on your computer that enable an analysis of your use of the website. The information generated by the cookie regarding your use of this website is generally transmitted to a Google server in the United States and stored there. However, if IP anonymization is enabled on this website, your IP address will first be truncated by Google within the member states of the European Union or other parties to the Agreement on the European Economic Area. Only in exceptional cases will the full IP address be transmitted to a Google server in the United States and truncated there. On behalf of the operator of this website, Google will use this information to evaluate your use of the website, to compile reports on website activity, and to provide the website operator with other services related to website activity and internet usage. The IP address transmitted by Google Analytics as part of Google Analytics is not merged with other Google data. You can prevent the storage of cookies by adjusting your browser settings accordingly; however, please note that in this case, you may not be able to use all features of this website to their full extent. In addition, you can prevent Google from collecting the data generated by the cookie and related to your use of the website (including your IP address), as well as from processing this data, by downloading and installing the browser plugin available at the following link (http://tools.google.com/dlpage/gaoptout?hl=de). Like many other websites, this website uses the online advertising program Google AdWords and, as part of that, Google Conversion Tracking to determine on which websites our ads perform best. When you visit this website via a Google ad, Google AdWords places a cookie on your computer. These cookies expire after 540 days and are not used for personal identification. If you visit certain pages on this website and the cookie has not yet expired, Google and we can recognize that you clicked on the ad and were redirected to this page. Each advertiser receives different cookies. Cookies cannot be tracked across advertisers’ websites. The information collected via the conversion cookie is used to determine which visitors have performed a specific action on our website as a result of an advertisement. We learn the total number of users who clicked on our ads and which clicks led to an action. However, we do not receive any information that can be used to personally identify a user. If you do not wish to participate in the tracking process, you can delete the Google Conversion Tracking cookie via your web browser’s user settings or disable it by configuring your browser to block cookies from the domain “googleadservices.com.” You will not be included in the conversion tracking statistics. By using this website, you consent to the processing of data collected about you by Google as part of Google Remarketing and Google Conversion Tracking in the manner described above and for the purposes stated above. If necessary, please review Google’s privacy policy before using this website.
Data transmission
The personal data collected in connection with the use of this website will not be disclosed to third parties or otherwise transferred. Exceptions to this include the transfer of personal data to our data processors, government agencies and authorities, and private rights holders pursuant to legal provisions or court or administrative decisions, as well as the disclosure of such data to government agencies and authorities in the event of attacks on our legal interests for the purposes of legal or criminal prosecution. The external service providers used to operate the website or to provide certain services on our website process personal data exclusively on our behalf and are contractually obligated to comply with applicable legal provisions regarding data protection and data security; they are not considered third parties under data protection law.
How We Protect Your Data
To prevent unauthorized access, maintain data accuracy, and ensure the proper use of information, we have implemented physical, electronic, and administrative procedures to protect the information we collect online. We will continue to take reasonable measures to provide effective data protection at all times; however, no security technology can guarantee the invulnerability of the information disclosed. Therefore, Genève Invest cannot and will not guarantee the security of information you transmit to us or to third parties associated with the website. It is important that you protect your password and computer from unauthorized access. Be sure to log out after using a shared computer.
Your rights
Information and information rights
You have the right at any time to request information about the personal data we have stored about you, its source, the recipients, and the purpose of its storage. You can contact us at the following address: info.de@geneveinvest.com or by mail at 10, rue Michel Rodange, L-2430 Luxembourg. If you have any questions about our privacy policy or would like more information, you can also contact us at these addresses. We only display the last five digits of your credit card number when you confirm an order. Of course, we transmit the full credit card number to the credit card company during order processing. It is important that you protect yourself against unauthorized access to your password and your computer. Be sure to log out after using a shared computer.
Enrollment/Withdrawal
As a newsletter subscriber, you can always choose to stop receiving it. At the bottom of every newsletter, there is an option to unsubscribe. Simply click on “Click here to unsubscribe.”
Correct/Update
Our customers can correct, access, and update the relevant personal data collected through the website. The methods available include online, by email, by phone, by mail, etc. This allows us to ensure that the information we collect is accurate and up-to-date. You can correct, access, and update your personal data by sending an email to info.de@geneveinvest.com.
Request for a Report on Your Stored Data
To request a report detailing what data we have stored about your account, or to request that we delete all such information, please send us anemail here.
Terms of Use, Notices, and Changes
If you decide to visit Genève Invest, your visit and any privacy-related disputes are subject to this notice and our Terms of Use, including limitations on liability, dispute resolution, and the applicability of Luxembourg law. Our business is constantly evolving. This notice and the Terms of Use will also change, and the use of the information we collect at any given time is subject to the privacy policy in effect at the time of use.
Changes to the privacy policy
From time to time, it may be necessary to amend this Privacy Policy—for example, due to updates to our website or changes in the law. Genève Invest therefore reserves the right to amend the Privacy Policy at any time, effective for the future. We therefore recommend that you review this Privacy Policy periodically.