Terms of Use, Privacy, and GDPR Compliance

The new General Data Protection Regulation (GDPR) will take effect on 25th May 2018. Geneve Invest is updating its privacy policy to provide you with increased transparency into the personal data it collects, how it is used, and the controls you have over your personal data. By using the Geneve Invest website, and all affiliated Geneve Invest pages, you are accepting the practices described in this Privacy Policy.

Geneve Invest knows that you care how information about you is used and shared, and we appreciate your trust that we will do so carefully and sensibly. The protection of your personal data, and compliance with GDPR is a very important concern. We therefore deal with your personal data in compliance with the applicable legal data protection provisions.

For information on specific aspects of our GDPR compliance, please click the appropriate link below.

  1. Privacy Policy and Use of Website
  2. Terms and Conditions
  3. Terms of Service Regarding Financial Information
  4. Data Protection
  5. Data Processing and Automatic Logging
  6. Request record of your data

If you have any questions or concerns, please contact your personal Asset Manager, or the Geneve Invest Data Protection Officer

This Privacy Policy sets forth the policies and practices with respect to information or data that is received or gathered regarding members, visitors and users (collectively “you” and “your”). www.geneveinvest.com and all related sites of Geneve Invest may be referred to collectively as “www.geneveinvest.com”, “Geneve Invest”, “us”, “we”, “Site”, “Website” or “the Company”

CAREFULLY READ THIS PRIVACY POLICY BECAUSE BY YOUR USE OF THIS SITE AND ITS SERVICES YOU WILL BE EXPRESSLY SIGNIFYING THAT YOU AGREE TO THIS POLICY AND THAT YOU ASSENT TO THE TERMS OF THIS AGREEMENT, INCLUDING THE USE OF ANY PERSONAL INFORMATION THAT YOU SUPPLY OR THAT IS COLLECTED ABOUT YOU AS DETAILED IN THIS PRIVACY POLICY. IF YOU DO NOT EXPRESSLY AGREE WITH ALL OF THE TERMS OF THIS PRIVACY POLICY YOU SHOULD NOT USE THIS SITE OR ITS SERVICES.

Terms and Conditions

Copyright and Trademark Rights

The texts, images, graphics and the layout of this website displayed on this website are subject to copyright. Violations of this will be prosecuted both under civil and criminal law. Reproduction of all or part of this website is only permitted with the prior written consent of Geneve Invest. The individual use does not authorize the transfer of content to third parties. Trademarks used on this website are protected and all rights are owned by the respective trademark owners.

Disclaimer

Geneve Invest can not be held liable for any loss or damage of any kind resulting from the use of this website or the inability to access it, be it due to system maintenance or any technical malfunction. During business hours, customers have access to the Geneve Invest staff via telephone.

Geneve Invest assumes no guarantee or liability for the completeness, accuracy and timeliness of the information provided on its website. It is your responsibility to independently review the content that is made available to you through this website and our services.

Geneve Invest is not responsible and accepts no liability for websites that are referred to by hyperlinks and does not adopt their contents as its own.

Communication

The sending and receiving of emails serves to speed up the communication and the preparation of business deals or the support of customer service. On the way from sender to recipient, e-mails could be read, falsified and delivered late. For these reasons, contracts and declarations of intent by e-mail can not be concluded effectively or handed over to our company. These statements become effective only after written confirmation by you.

Any liability of our company for claims that could be based on communication by e-mail is excluded.

By accepting communication by email with our company you accept these conditions.

It is your responsibility to ensure that information and content that you download to your systems or otherwise select is checked for viruses or other destructive features.

Terms of Service Regarding Financial Information

General Information

The information on the websites of Geneve Invest and publications published in our name are exclusively for private use. Geneve Invest makes no representation that the information on these websites or in our publications is suitable or usable for other services and ancillary services.

The stock exchange and economic information contained on this website and all publications in our name are for informational purposes only and do not constitute an individual investment recommendation (investment advice) or an offer to buy or sell securities, derivatives or other financial instruments. In particular, this is not an invitation to buy or sell securities, derivatives or other financial instruments. Geneve Invest assumes no responsibility for the accuracy and completeness of the information. Assessments, opinions and evaluations only reflect the opinion of the respective author at the time of creation. Information on the past performance of a product does not allow forecasts for the future.

The prices of the products (shares, securities, derivatives or other financial instruments) may go down as well as up. Even returns (dividends, interest, etc.) can not be guaranteed. You may not get back the full amount invested. Exchange rate fluctuations may additionally influence the values ​​of foreign investments. Particularly in the case of stock exchange exposures, there are risks of loss or even total loss.

Transactions in derivatives (warrants and leverage certificates) are forward transactions. The above-average opportunities are offset by considerable risks, including total loss. It is strongly recommended that you learn more about the mechanisms, opportunities and risks of such products. Only those who have understood the mechanisms, opportunities and risks of the products described there, in particular warrants and leverage certificates, should participate in speculation with warrants.

Data Protection

For us, Geneve Invest, the protection of your personal data is a very important concern. It is therefore natural for us to deal with your personal data in compliance with the applicable legal data protection provisions.

With this privacy policy we explain to you which data in the context of the use of this website are collected, processed and used for which purposes and which rights you are entitled to.

Data Collection and Processing When Visiting Our Website

As is usual with many websites, the retrieval of the individual web pages from our web servers and the web analytics software Google Analytics we use automatically collects and processes the following non-personal data:

Collection and Processing of Personal Data and Consent

We collect, process and use personal data such as your name, postal address, email address or other contact details only if they have been entered by you on the website and transmitted to us and to the extent that such collection, processing and use is permitted by law or covered by your consent.

The use of certain services of our website such as forecasting, information and study requirements, the contact form, the callback service and the registration for our newsletter makes the collection, processing and use of personal data necessary. In this case, we take the requirement of data economy seriously and only collect those personal data marked as mandatory in the respective online forms that are required for the purpose of using and processing the respective service. The personal data provided in the other form fields are voluntary and used by us for the purpose of being able to address you more personally and / or individually or to increase the service for you, for example through the possibility of queries. For each of these services, we point out to you, at the appropriate place on our website, the purposes for which we collect, process and use the respective personal data. Any collection, processing and use of your personal data will only be for the stated purposes and to the extent necessary to achieve these purposes.

In addition, if your prior consent is required for certain data collection, processing and use, such as service telephone calls and the use of our newsletter or our information e-mails, we will, of course, ask you for your consent beforehand at the corresponding section of our website ask. These declarations of consent are recorded by us and can be accessed by you at any time at the appropriate place on our website. We recommend that you print out the declarations of consent for your own documents. You are entitled to revoke your given consent at any time in whole or in part with effect for the future. Even such a revocation will be logged by us.

When necessary/requested, your data will be destroyed In compliance with all GDPR rules and requirements.

Data Processing

Personal data processed during a financial transaction, or inquiry may include:

  • Identification data, e.g., names, addresses, telephone numbers, email addresses, business contact information;
  • Personal characteristics, e.g., date of birth, country of birth;
  • Professional information, e.g., employment and job history, title, representation authorities;
  • Identifiers issued by public bodies, e.g., passport, identification card, tax identification number, national insurance number, social security number;
  • Financial information, e.g., financial and credit history information, bank details;
  • Transaction / investment data, e.g., current and past investments, investment profile, investment preferences and invested amount, number and value of shares held, role in a transaction (seller / acquirer of shares), transaction details;
  • Cookie information, e.g., cookies and similar technologies on websites and in emails (please see also our Cookie Policy).

Automatic logging

Our web servers automatically save every access or retrieval of a website or file belonging to our website temporarily in a log file. The following data is stored until its automated deletion after evaluation by the web analytics software Google Analytics we use:

  • IP address of the requesting computer
  • Name and URL of the called file
  • Date and time of access
  • Transferred amount of data
  • Message if the retrieval was successful
  • Identification data of the browser used and the operating system of the requesting computer
  • URL of the referring web page, if access was via link, and additionally search term, if access was via search engine
  • Name of your Internet access provider

These data can not be assigned to specific persons and are therefore not personal. A combination of these data with other data or a transfer of these data does not take place any more than a creation of personal user profiles. The processing of the data takes place exclusively for the purpose of enabling the use of the website (connection establishment), for internal system-related purposes such as technical administration and system security purposes and for the needs-based design and optimization of this website using our web analytics software Google Analytics.

Cookies

Our web servers store so-called “cookies” in the memory of your browser, ie small text files with data that serve the technical session control, in particular the identification of the browser for the duration of the visit to the website. These cookies will be deleted automatically 120 days after your visit to our website. They facilitate the navigation through our website and allow us to optimize the website to your needs an anonymous evaluation of the general user behavior based on the number of visitors.

Of course you can also view our website without cookies. Most browsers accept cookies automatically. You can prevent the storage of cookies or be warned of cookies by saving your browser by setting your browser settings accordingly. You can find more information about these functions in the help menu of your browser. However, you may be exposed to some of our website features, web pages, or parts thereof, e.g. For example, if you restrict the use of cookies, you can use them only to a limited extent or not at all.

Clear GIFS (“Web Beacons”)

Clear GIFs, also known as “web beacons” or “single-pixel GIF’s” are very small images (typically 1 x 1 pixel) that help websites understand their customers better. While any type of file can operate as a web beacon, clear GIFs are most popular because their very small file size prevents them from interfering in the websites’ operation. Clear GIFs function like cookies, in that they are used to track and measure online actions taken by website users. In contrast to cookies clear GIFs are not stored on a user’s hard drive, but are embedded into the graphics, text or other components of web pages. Web pages and graphical emails use codes that tell your computer what to do when a page is opened. While they typically contain text and graphics that you see on the screen, often web pages also contain instructions or tags’ that then ask the website’s server to send you further content (such as an image or a block of text that changes frequently). Web beacons are retrieved in the same way as the text and graphics that you see on a website or in an email, and the action of calling the material from another server allows the event to be counted. When a user’s browser requests information from our Site we may use GIFs to gather “passive” information such as the IP address of your computer; the time the material was viewed; the type of browser that retrieved the image; and the prior existence of cookies from our Site. This is information that could be gathered through the use of cookies. Web beacons do not give any “extra” information away. They are simply a convenient way for us to gather the simple statistics and manage cookies. Clear GIFs may be used by third parties to monitor activity on the Site. Turning off the browser’s cookies will prevent web beacons from tracking your specific activity, but web beacons may still record an anonymous visit from your IP address.

Facebook

Facebook Tools are used on the website and may use cookies, web beacons, and other storage technologies to collect or receive information from your websites and elsewhere on the internet and use that information to provide measurement services and target adds. You can opt out of the collection and find more information on your choices here: http://www.aboutads.info/choices and http://www.youronlinechoices.eu.

Google Analytics

This website uses Google Analytics, a web analytics service provided by Google Inc. (“Google”). Google Analytics uses so-called “cookies”, text files that are stored on your computer and that allow an analysis of the use of the website by you. The information generated by the cookie about your use of this website is usually transmitted to a Google server in the USA and stored there. However, if IP anonymisation is activated on this website, your IP address will be shortened by Google beforehand within member states of the European Union or other parties to the Agreement on the European Economic Area.

Only in exceptional cases will the full IP address be sent to a Google server in the US and shortened there. On behalf of the operator of this website, Google will use this information to evaluate your use of the website, to compile reports on website activity and to provide other services related to website activity and internet usage to the website operator. The IP address provided by Google Analytics as part of Google Analytics will not be merged with other Google data.

You can prevent the storage of cookies by a corresponding setting of your browser software; however, please note that if you do this, you may not be able to use all the features of this website to the fullest extent possible. In addition, you may prevent the collection by Google of the data generated by the cookie and related to your use of the website (including your IP address) as well as the processing of this data by Google by downloading the browser plug-in available under the following link and install (http://tools.google.com/dlpage/gaoptout?hl=en).

Like many other websites, this website also uses the Google AdWords online advertising program and, as part of that, Google Conversion Tracking to measure which websites our ads work best on. Google AdWords sets a cookie on your computer if you’ve reached this website through a Google ad. These cookies lose their validity after 540 days and are not used for personal identification. If you visit certain pages of this website and the cookie has not yet expired, Google and we may recognize that you clicked on the ad and were redirected to this page. Each advertiser receives different cookies. Cookies can not be tracked through the websites of advertisers. The information obtained by using the conversion cookie is used to determine which visitors have triggered a specific action on our site through advertisements. We learn the total number of users who clicked on our ads, and which clicks resulted in an action. However, we do not receive any information that personally identifies a user. If you do not wish to participate in the tracking process, you can clear or disable the Google Conversion Tracking cookie from your Internet browser under User Preferences by setting your browser to block cookies from the domain “googleadservices.com”. You will not be included in the conversion tracking statistics.

By using this website, you consent to the processing of data about you by Google in the context of Google Remarketing and Google Conversion Tracking in the manner and for the purposes set out above. Please refer to Google’s Privacy Policy before using this website if necessary.

Data Transfer

The personal data collected as part of the use of this website will not be disclosed to third parties or transmitted in any other way. Exceptions to this are transfers of personal data to our data processors, government institutions and authorities, as well as private rightholders on the basis of legal regulations or judicial or regulatory decisions and the transfer to state institutions and authorities in the event of attacks on our legal interests for legal or criminal prosecution purposes. External service providers that we use to operate the website or to perform certain services on our website, process personal data exclusively on our behalf and are contractually obliged to comply with the applicable statutory provisions on data protection and data security. They are not considered third parties in terms of data protection law.

How We Protect Your Information

To prevent unauthorized access, maintain data accuracy and to ensure the appropriate use of information, we have put in place physical, electronic and managerial procedures to protect the information we collect online. We shall continue to take reasonable steps to provide effective data protection at all times, however, no security technology can provide invulnerability to information compromise. Therefore Geneve Invest cannot, and does not, guarantee the security of any information that you transmit to us or to any third party affiliated with the Site. It is important for you to protect against unauthorized access to your password and to your computer. Be sure to sign off when finished using a shared computer.

Your rights

Information and Information Rights

At any time you have the right to information about the data stored about you, their origin and recipient as well as the purpose of the storage. You can contact us at the following address: info.en@geneveinvest.com or at the postal address 10, rue Michel Rodange L-2430 Luxembourg. If you have any questions about our privacy policy or if you wish to receive more detailed information, you can also contact us at these addresses.

We reveal only the last five digits of your credit card numbers when confirming an order. Of course, we transmit the entire credit card number to the appropriate credit card company during order processing. It is important for you to protect against unauthorized access to your password and to your computer. Be sure to sign off when finished using a shared computer.

Choice/Opt Out

If you are a newsletter subscriber, you always have the option of no longer receiving them. At the bottom of each newsletter there is an opt-out option. Simply click on “Please click here to unsubscribe”.

Correct/Update

Our customers can correct, access and update pertinent Personally Identifiable Information obtained through the site. Mechanisms include online, email, telephone, postal mail etc. This helps to assure that the information we collect is accurate and up to date. You can correct, access, and update your personal information by emailing the address here.

Request Record of your Stored Data

To request a report on what data has been stored related to your account, or to request that we delete all associated data, please email us here.

Conditions of Use, Notices and Revisions

If you choose to visit Geneve Invest, your visit and any dispute over privacy is subject to this Notice and our Conditions of Use, including limitations on damages, arbitration of disputes, and application of the law of the Luxembourg. Our business changes constantly. This Notice and the Conditions of Use will change also, and use of information that we gather now is subject to the Privacy Notice in effect at the time of use.

Change of Privacy Policy

From time to time, it may be necessary to change this privacy policy, for example as a result of the further development of our website or legal changes. Geneve Invest therefore reserves the right to change the privacy policy at any time with effect for the future. We therefore recommend that you read this privacy policy again at regular intervals.

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