How Can You Benefit From a Portfolio Analysis?



There are plenty of resources investors can study to learn more about portfolio-management strategies. However, these tips are often too generic to be helpful. They don’t take into account what you’re saving for, and how your investments are faring in a volatile market.

With interest rates such as they are, you need someone to consider the state of your specific assets before attempting to strengthen or adjust your holdings.

Your portfolio is too unique to try to fit it to the general “advice of the day.”

A free portfolio analysis gives you an opportunity to see where you’re overpaying and how you can stabilize the state of your investments.

Genève Invest makes it simple to obtain an investment plan specifically tailored to meet your financial goals. Whether you want an hassle-free transition into retirement or you’re working guarantee your financial freedom, we take the time to understand you and your goals.

What goes into a Free Portfolio Analysis with Genève Invest?

The first thing we do is look at the structure of your portfolio, and explore the overall risk of your investments. We make you aware of how your current holdings are likely to affect your financial future, so you can rethink the approach to your portfolio if need be.

We’ll also look at the timeline of your goals, and whether or not you’re currently on track. After that, we’ll prepare a thorough breakdown of your securities. By organizing your portfolio into assets and categories, it’s easier to see if your risk profile, timeline, and financial plans align with one another.

A wealth manager will evaluate the performance of your portfolio, paying careful attention to the state of your investment funds. Genève Invest looks for ways to save you money wherever possible. Hidden fees are a common problem, and if you hold a variety of different accounts, those fees are easy to miss.

Restructuring your accounts can make it easier to streamline your deposits, cut unnecessary fees, and give you the financial flexibility you need to branch out.

We take into account your credit score and total assets before proposing a personalized investment strategy. Absolute transparency is always our goal because, and we place a high value developing a relationship based on trust and integrity throughout any investment process.

How does Genève Invest build low-risk portfolios that produce stable returns?

Fixed-income investments are a smart move for many investors, despite interest reductions at the federal level. By finding the right selection of corporate bonds though, Genève Invest has delivered annualized returns of 6% over the course of five years. Our audited performance results prove just how valuable it can be to invest in low-risk, high-stability securities.

We also look at how we can make value investing work for our clients by evaluating undervalued assets that are likely to catch up to the rest of the market sooner rather than later.

4 Types of Portfolio Types for Investors

We have four primary types of portfolios for investors to choose from, although every portfolio is fully customized to meet the needs of our clients.

1. Interest income from fixed-income securities

Assets are invested in domestic or foreign bonds (investment and non-investment grade), profit participation certificates or share certificates in domestic or foreign pension funds, or participation certificate funds. Contingent convertible bonds, convertible bonds, and hybrid securities are also included as bonds.

2. Income plus yields

A maximum of 30% of assets may be invested in domestic or foreign shares, quotas of domestic or foreign equity funds, or alternative investments (such as hedge funds or funds of hedge funds). Remaining assets may be invested in domestic or foreign bonds (investment and non-investment grade), profit participation certificates or share certificates in domestic or foreign pension funds or participation certificate funds. Contingent convertible bonds, convertible bonds and hybrid securities are included as bonds.

3. Risk-aware (“Balanced Portfolio”)

A maximum of 70% of assets may be invested in domestic or foreign shares, quotas of domestic or foreign equity funds or alternative investments (such as hedge funds or funds of hedge funds). Remaining assets may be invested in domestic or foreign bonds (investment grade and non-investment grade), profit participation certificates or share certificates in domestic or foreign pension funds or participation certificate funds. Contingent convertible bonds, convertible bonds, and hybrid securities are included as bonds.

4. Dynamic investments

A maximum of 100% of assets may be invested in domestic or foreign shares, quotas of domestic or foreign equity funds or alternative investments (such as hedge funds or funds of hedge funds).

Any remaining assets may be invested in domestic or foreign bonds (investment grade and non-investment grade), profit participation certificates or share certificates in domestic or foreign pension funds or participation certificate funds. Contingent convertible bonds, convertible bonds, and hybrid securities are included as bonds.

A Genève Invest Wealth Manager will not only identify the type of portfolio you currently have, but they will also tell you which type of portfolio best matches your current goals.

Whether you’re young and ready to take some risks or you would prefer to keep your risk assessment as low as humanly possible, Genève Invest will do whatever it takes to make the most of your money.

What if I’m building a portfolio from scratch?

Genève Invest is happy to build your portfolio from the ground-up! In fact, sometimes it’s better for us to start from scratch There’s no need for us to fix any mistakes from a previous strategy.

We also have the opportunity to educate our clients about the current financial world, so they have the tools they need to move within and adapt to the marketplace. As long as you have hit the minimum investment volume of €50,000, a Wealth Manager will be happy to give you specific advice on which securities and funds make the most sense for you.

Why should you work with Genève Invest?

Genève Invest has always been focused on the needs of our clients, no matter their goals or objectives.

Too many wealth management firms fail to realize the everyday relationship an individual has with their money. Other firms have no way to measure the success of their clients, leaving customers in the dark about the concrete gains they’re making. But Genève Invest understands that the only way to provide consistent returns is to make the cash flow work for you. We measure your progress against your expectations as well as our own. Only then can we use that information to adapt to a rapidly changing market.

Our clients also have access to the secure online banking tools they need to view the status of their portfolio at any time. If you choose to work with us, you can expect monthly statements and semi-annual analyses upon request. You have the freedom to withdraw your funds at any time, without incurring any additional costs.

Finally, we’ve managed to secure better rates than many of our competitors due to our relationships with depository banks. In fact, our rates are up to 75% lower than that of traditional banks.

If you’re interested in learning more or to schedule a Free Portfolio Analysis, please click the link below.

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